Fixed Deposits | Banks revise interest rates on Fixed Deposits (FDs) or Term Deposits periodically for general customers and senior citizens.
That way, you can find out the best fixed deposit interest rates offered by 10 small finance banks.
| Bank | Maximum Interest (%) | Senior Citizen Interest (%) | 5 Year Deposit Interest (%) |
| Unity Small Finance Bank | 9.00 | 8.15 | 0.50 |
| Suryoday Small Finance Bank | 8.65 | 8.25 | 0.24-0.50 |
| Shivalik Small Finance Bank | 8.55 | 6.50 | 0.50 |
| ECUDAS SMALL FINANCE BANK | 8.50 | 7.25 | 0.50 |
| Jana Small Finance Bank | 8.50 | 7.25 | 0.50 |
| Utkarsh Small Finance Bank | 8.50 | 7.75 | 0.60 |
| Ujjeevan Small Finance Bank | 8.50 | 7.20 | 0.50 |
| SPM Bank | 8.25 | 7.75 | 0.50 |
| ESAF Small Finance Bank | 8.25 | 6.25 | 0.50 |
| RPL Bank | 8.00 | 7.10 | 0.50 |
Unity Small Finance Bank
Unity Small Finance Bank offers interest rates up to 9% per annum to its general customers and up to 9.5% per annum to senior citizens.
Suryoday Small Finance Bank
Suryoday Small Finance Bank offers interest rates up to 8.65% per annum to general customers and 9.15% per annum to senior citizens on fixed deposits with tenors ranging from 7 days to 10 years.
Shivalik Small Finance Bank
Shivalik Small Finance Bank offers interest rates up to 8.55% per annum for general customers and up to 9.05% per annum for senior citizens.
ECUDAS SMALL FINANCE BANK
Ekutas Small Finance Bank offers fixed deposit interest rates of up to 8.5% per annum for general customers and up to 9% per annum for senior citizens for tenures ranging from 7 days to 10 years.
Jana Small Finance Bank
Jana Small Finance Bank offers fixed deposit interest rates of up to 8.5% per annum to general customers and up to 9% per annum to senior citizens.
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank offers fixed deposit interest rates of up to 8.5% per annum to general customers and up to 9% per annum to senior citizens.
Ujjeevan Small Finance Bank
Ujjeevan Small Finance Bank offers interest rates up to 8.5% per annum on fixed deposits for ordinary customers and up to 9% per annum for senior citizens.
SPM Bank
SPM Bank offers general customers an interest rate of 7.75% p.a. on tax saving FDs and 8.25% p.a. on 5-year fixed deposits for senior citizens.
ESAF Small Finance Bank
ESAF Small Finance Bank offers interest rates of 8.25% for terms ranging from 7 days to 10 years to ordinary depositors.
RPL Bank
RBL Bank offers interest rates of up to 8% per annum on general fixed deposits from 7 days to 10 years.
